Notes:

The "crime tax" shop lifting and employee theft, costs the average U. S. family about $400 a year. Almost makes me want to steel music movies.

Twenty million Americans are unemployed or under employed. This has been in place for the longest time since the great depression of the 1930s. But, we are not in a depression. Years from now, will we call this decade a depression? What will our grandchildren be told to call it?

If the U. S. credit rating is lowered, some insurance and retirement accounts will be forced by law to sell holdings. This will cause a downward spiral of U. S. bonds. Interest ratings will sky rocket. It will end up costing a lot more for the U. S. to buy back their bonds.