I predict

Sometime over the next several years I predict the end of cash. If the government doesn't want you to purchase something, they simply won't let the transaction pass through the system. If the government needs money, they will simply raid your savings account. You and every one you know will be completely dependent on the government for everything including your daily bread. Black markets based on barter will abound.

You will be tracked at the point of earning and at the point of paying for goods and services. Taxes will be automatic. Absolutely everything will cost you money. Everything will have some sort of monthly or yearly charge associated with it. finances will get to the point that people run out of resources to survive because someone has simply charged them out of money.

The idea of money as we know it will change. Things will eventually get to the point where the government will decide what you get and how much. You will get that and not need money. This is how socialism works. To each as they need is the way they state it I believe. The trick is, you are not the one making those decisions. Someone is making them for you. Someone else is making the decisions for those people and so on. No one is in control of their own life.

This scenario reminds me of Star Trek. They did away with money and everyone seemed to just bust there ass for no reward. They must have come up with a drug or a ray that motivates people for no good reason for things to work out this way. Nature dictates that without motivation, living things (and people) don't work hard. This is built in to us to conserve energy.

This Utopia can only occur in fiction. In reality, you have to have a reason to venture in to the unknown. The place you are now has to prompt you to leave.

This doesn't sound like Utopia to me. It sounds like slavery.