It will cost you money to have money.

Negative yields may be coming to U.S.: Guggenheim CIO Minerd

Yields on the 10-year Treasury note could go negative by 2022, with consequences for pension funds, insurance companies and eventually, the Federal

Poor folks have had to deal with this for decades. If you don't auto deposit or you don't maintain a large balance, you have to pay so many fees to your bank that it costs you money to use them to sit on your money. I guess it is about time for the rich folks (as in middle America) to have to pay the same kinds of feees.